Hive Health: Hassle-free HMO Plans for Philippine SMEs

Experience the Hive Difference

Comprehensive & Modern Benefits

Complete HMO coverage with unique benefits such as teleconsults, mental health, maternity, and medicine.

Hassle-Free Care Availment

Responsive omni-channel customer care hotlines, members can request Letters of Authorization (LOAs), book teleconsults & APE directly from Hive portal.

Simplified and Efficient HR Processes

Add and terminate members with 1 day, see employees’ APE results, and request PMEs through the HR Dashboard.

Inclusive Dependent Policy

Our dependent policy has streamlined hierarchy requirements, no minimum participation rate, and allows for cohabiting / same-sex partners.

MBL and ABL Plans

Choice of Maximum Benefit Limit (MBL) and Annual Benefit Limit (ABL) coverage for your team depending on company’s budget and preference.

Perfect for SMEs

Our comprehensive plans are accessible even to small teams, starting with a minimum of only 3 employees.

Experience the Hive Difference

Comprehensive & Modern Benefits

Complete HMO coverage with unique benefits such as teleconsults, mental health, maternity, and medicine.

Hassle-Free Care Availment

Responsive omni-channel customer care hotlines, members can request Letters of Authorization (LOAs), book teleconsults & APE directly from Hive portal.

Simplified and Efficient HR Processes

Add and terminate members with 1 day SLA, see employees’ APE results, and request PMEs through the HR Dashboard.

Inclusive Dependent Policy

Our dependent policy has minimal hierarchy requirements, no minimum participation rate, and allows for cohabiting / same-sex partners.

MBL and ABL Plans

Choice of Maximum Benefit Limit (MBL) and Annual Benefit Limit (ABL) coverage for your team depending on company’s budget and preference.

Perfect for SMEs

Our comprehensive plans are accessible even to small teams, starting with a minimum of only 3 employees.

Inpatient and Outpatient Care

Comprehensive inpatient, outpatient and emergency coverage, including procedures for pre-existing conditions.

Direct Teleconsults

Video consults with our in-house network of primary care and specialist doctors.

Mental Health Coverage

Mental health video consults with our in-house network of mental health physicians and psychiatrists.

Maternity Benefits

Cash assistance for normal delivery, C-section, and miscarriage for female members.

Medicine Reimbursement

Partial reimbursement for outpatient prescription medicine, processed within 5 to 7 business days.

Wellness Initiatives

Quarterly Wellness Webinars on preventive care topics; Hive exclusive discounts at partner lifestyle, wellness, and fitness establishments.

Annual Physical Exams

Members can self-schedule APEs at partner clinics; Hive medical team to upload & summarize results on member portal.

Dental Coverage

Comprehensive dental benefits including oral prophylaxis, temporomandibular joint (TMJ), and orthodontic consultations, fillings, x-rays, etc.

COVID-19 Benefits

RT-PCR and antigen COVID-19 tests for symptomatic cases, PUIs, PUMs, and other medically necessary reasons.

Learn More

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The Hive Member Portal features include:

Easily Search for the Nearest Providers
Find the closest accredited providers with ease, ensuring prompt care is always within reach for your team.
Real-Time Updates on Approvals & Claims
Quickly request for Letter of Approval (or LOAs) and file reimbursement claims.
Medical Records in One Place
View your electronic medical records such as post-teleconsult doctor forms and APE results in one go.

The Hive HR Dashboard features include:

Member Management
Add and terminate members with 1 business day turnaround time, ability to also edit select member data.
APE Results & PME Requests
See statuses and results of employees’ Annual Physical Exams, and schedule applicants’ Pre-Employment Medical Exams.
Invoice Overview
View invoice breakdowns, upload proof of payment, and receive soft copies of official receipts.

What Our Members Have to Say

"Hive Health is actually the first HMO, in my experience, that has actually given me the peace of mind in terms of my members getting the care that they need."

Sheilo Matibag

Human Resources and Administrative Manager

"Business owners build businesses because they want to create impact, and to create impact, you need to have a productive and healthy team. That's one of the reasons why I would recommend Hive Health."

Mikee Villareal

CEO & Co-Founder of Dot

"Life is so easy, everything is just a few clicks [within the Hive Portal]. Parang nabunutan kami ng tinik. So coming from us, we highly recommend Hive."

Apryll Lacandazo and Rosemarie Pascual

Vice President for Human Resources and Administrations for Enbrighten International and HR Officer of Enbrighten Solutions

"Hive Health has been a constant part of the formula of why our company was able to grow, mostly because it has been that invisible hand that takes care of our employees."

Addie Quiachon

Head of Business Development & Partners of InvestEd

"We’re seeing the trend now when people apply for companies— they don’t only look at how big their salary is, but how holistic the package being offered to them is. So we make sure we partner with the right people, and that’s why we chose to partner with Hive Health."

Sam Tangco

Founder and COO of Five Story Group of Companies

"The Hive Portal is very important because it helps our employees to apply the LOA (Letter of Approval) that most of HR personnel would do for them. And it lessened the work on the side of HR."

Rose Madla

Human Resources Management Development Head of StorageMart

4.9 out of 5 review rating from our members

"Working with the Hive Health Team has been a true pleasure. Administering our health benefit plan has been smooth and seamless. Their service is high-touch and they are dedicated to support the wellness of our team. It’s about time a product and service like this existed for smaller teams in the Philippines. Thanks, Hive Health!"

Yen B.

HR Head, Kaya Founders

"Super appreciate Hive Health’s work and dedication! Our employees have been expressing their satisfaction with your services. Nagugulat na lang sila sa bilis ng response. Thank you for staying true to the “hassle-free” health plan promise!"

Maria V.

HR Manager, Edukasyon

"I have to say, I’m most impressed with the HR dashboard. Especially when you’re overlooking hundreds of employees, it’s really to easy to navigate and see the availments they’re actually using. Our employees are really taking care of their health, and we’d love to support that."

Angela B.

HR Manager, Five Story Group of Companies

"Hive Health is the most accessible and convenient HMO I’ve ever had, even compared to two other popular ones I’ve tried. Their team is always accommodating about questions. Combined with their intuitive website, I’ve successfully availed of my HMO benefits more times than I could’ve ever imagined."

Kayle A.

Head of Growth Operations, MadEats

"It’s time to move on to that phase where HMOs should offer mental health benefits to our employees. Of all the many things we like about Hive Health, that’s the top-notch benefit we’ve noticed. It never disappoints and we’ve continuously been getting good feedback."

Camille D.

Compensation and Benefits, NextPay

"Prior to taking on a founder role, I've tried 4 different HMO providers. There was no transparency with the benefits I receive. This resulted in me spending thousands of pesos of my own pocket money to cover my hospital bills. I'm glad my employees don't experience this because of Hive Health."

Victor R.

CEO and Co-Founder, Avion School

Hive Health Blog

Discover more about health, wellness, and work culture & productivity from our in-house team of professionals and medical practitioners.

February 5, 2025

HMO Glossary: All the Definitions You Need to Know for HMO

Providing an HMO isn’t just a perk—it’s a commitment to employee well-being. Understanding the HMO meaning and key terms can help HR professionals and business owners navigate providers, compare plans, and make informed decisions for their team’s health and productivity.

December 10, 2024

What is HMO Insurance? Everything You Need to Know

When searching for health benefits, understanding the different options in the market is the first stop on your journey to finding the right plan that fits your needs — especially if it’s for your company, where the wellness of numerous people depend on the decision. We're defining what HMO insurance is to help you choose the right fit for your company.

December 9, 2024

Why Hive Health is the Perfect HMO for Gen Z Employees

Sam Tangco, Founder and COO of Five Story Group of Companies, sits down with us to discuss the current trend of talent acquisition where applicants look at both compensation and benefits when receiving offers, and how Hive Health's holistic benefits are just the right fit.

October 18, 2024

5 Practical Tips to Manage Your Mental Health

Because mental health is just as vital as our physical health, we are raising awareness on stress, burnout, and other mental health issues and sharing practical ways to try in our daily lives.

September 27, 2024

How Comprehensive HMO Plans Empower F&B Teams with Dot

“Healthcare should be this easy for the regular Filipino,” says Mikee Villareal, CEO and co-founder of Dot. We share our conversation with her on how Hive Health has helped her not only encourage her team to fully utilize their HMO benefits, but how it has helped her in her own journey in balancing health and building a business with impact.

July 30, 2024

World Hepatitis Day: The Key to Prevention and Treatment

Whether you're familiar with hepatitis or just learning about it, this blog will provide valuable insights into its different types, the risks associated with them, and the ways they can be diagnosed, prevented, and treated.

Hassle-free HMO plans for SMEs in the Philippines

Experience the Hive Difference

Comprehensive & Modern Benefits

Hassle-Free Care Availment

Simplified and Efficient HR Processes

Inclusive Dependent Policy

MBL and ABL Plans

Perfect for SMEs

Experience the Hive Difference

Comprehensive & Modern Benefits

Hassle-Free Care Availment

Simplified and Efficient HR Processes

Inclusive Dependent Policy

MBL and ABL Plans

Perfect for SMEs

We make sure your employees & their loved ones get the best care possible.

Inpatient and Outpatient Care

Direct Teleconsults

Mental Health Coverage

Maternity Benefits

Medicine Reimbursement

Wellness Initiatives

Annual Physical Exams

Dental Coverage

COVID-19 Benefits

The Hive Member Portal features include:

The Hive HR Dashboard features include:

What Our Members Have to Say

"Hive Health is actually the first HMO, in my experience, that has actually given me the peace of mind in terms of my members getting the care that they need."

"Business owners build businesses because they want to create impact, and to create impact, you need to have a productive and healthy team. That's one of the reasons why I would recommend Hive Health."

"Life is so easy, everything is just a few clicks [within the Hive Portal]. Parang nabunutan kami ng tinik. So coming from us, we highly recommend Hive."

"Hive Health has been a constant part of the formula of why our company was able to grow, mostly because it has been that invisible hand that takes care of our employees."

"We’re seeing the trend now when people apply for companies— they don’t only look at how big their salary is, but how holistic the package being offered to them is. So we make sure we partner with the right people, and that’s why we chose to partner with Hive Health."

"The Hive Portal is very important because it helps our employees to apply the LOA (Letter of Approval) that most of HR personnel would do for them. And it lessened the work on the side of HR."

Get an all-in-one HMO plan for your company now

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Hive Health Blog

HMO Glossary: All the Definitions You Need to Know for HMO

What is HMO Insurance? Everything You Need to Know

Why Hive Health is the Perfect HMO for Gen Z Employees

5 Practical Tips to Manage Your Mental Health

How Comprehensive HMO Plans Empower F&B Teams with Dot

World Hepatitis Day: The Key to Prevention and Treatment